Senior Associate - DSE High Growth Emerging Corporate Melbourne

• Due to growth and promotion we have a new full-time opportunity
• Outstanding opportunity to progress your career within Deal Structuring & Execution team within Complex Lending Solutions
• Use your expertise in credit and lending to drive positive outcomes for our customers

In this role, a typical day for you will include:

• Provide support to Associate Director DS&E and Relationship Teams.
• Provide financial and risk analysis, with detailed complex lending submissions of high quality.
• Ensure that all group exposures have been accurately assessed, with support from Associate Director DS&E as required.
• Ensure that a commercial approach is evident, to protect both clients and the Bank.
• Gather the correct and appropriate information from customers and the Relationship Team.
• Assist Relationship Team, Customer at discussion stage to put together structures, facilities, term sheets/NDA’s.

Responsibilities.
Analyse and prepare detailed Lending Submissions in conjunction with the High Growth and Emerging Corporate Relationship Teams, Associate DS&E and Associate Director DS&E, that includes:

Completion of all formal New to bank, Increased and Annual Review submissions for exposures that have been classified within the HGEC exposures. File activities include:

• End to end Credit submission preparation.
• Preparation or Client Evaluation.
• Industry and Benchmarking Analysis.
• Financial Analysis including Sensitivities.
• Primary & Secondary Exit Analysis.
• Risk rating to ensure correct risk profile is reflected.
• Covenant Reporting confirmation / explanation.
• Hold own DCA (Delegated Commitment Authority) and will be required to use their DCA to jointly approve / support submissions direct to Credit or escalation to Associate Director DCA if outside of Senior Associates DCA.
• All required mandatory training and ongoing continuous training obligations are met to ensure that their DCA always remains full and effective.
• Involvement in interviews with customers and Relationship Team.
• Coaching, mentoring and development of Associate DS&E and Relationship Team around large and complex operations and financial analysis to improve knowledge and capability.
• Analysing and researching a wide range of Diversified Industries to improve knowledge and provide valuable information to the wider team, including customer and industry insights.
• Proactively manage risk and meet all policy and compliance requirements.
• Be able to manage and fulfil Relationship Tasks for Bankers and Customers.
• Contribute to Revenue and ROE growth: in line with PU; Including pricing considerations as part of file completion / approval to ensure exposure is providing appropriate returns based on tenor and crs.
• Risk and compliance management: in line with PU. Through attention to early warning signs including crs deterioration & market / industry disturbances.
• Indirect Reports: Support Associate Director DS&E and partner with Relationship teams. Senior Associate DS&E will be supported by Associate DS&E.  Develop open working relationship with Credit Representatives.
• Key internal stakeholders: Regional Customer Executives, Managing Partners, and bankers across NAB Agribusiness, Credit, and specialists in various segments.   

About You.
This role will be ideal for a current business/commercial lender or associate who is ready to take the next step in their career and work on larger and more complex business transactions across the diversified industries sector. This role will also require you to have previous experience with business lending and deal structuring and be confident with assessing various diversified business transactions. 

A diverse and inclusive workplace works better for everyone
We know that our people make us who we are. That's why we have built a culture of equity and respect – where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs) we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated.  We are committed to providing an environment where you can work your way.

For details on the recruitment process, and accessibility, please visit www.nab.com.au/about-us/careers/apply-for-job.  To discuss adjustment requirements, please contact the NAB Careers team, via nab.careers@nab.com.au (please reference job number) or visit our Careers page through the link above for other contact options.

Join NAB

If you think this role is the right fit for you, we would love to hear from you. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. Unsolicited CVs from agencies will not be accepted.