• Bring your passion for Property finance to this role
• Progress your career within the Credit Structuring & Execution (‘CSE’) team
• Be recognised for your expertise while expanding your credit and deal-structuring capability

Our people are customer obsessed. They work in close partnership to prioritise customer needs and deliver exceptional outcomes. This collaborative mindset enables innovation and builds enduring customer relationships supporting our ambition to be the most customer‑centric company in Australia and New Zealand. 

In the role of Senior Associate, you will work closely with Credit Structuring & Execution NSW/ACT and Client Coverage team, contributing to key business priorities and continuously improving how we serve our customers. 

You’ll make an impact each day by: 

• Assisting with the structuring of credit transactions and management of the end-to-end process, including the preparation of credit submissions, financial analysis and modelling, documentation and making recommendations to senior stakeholders
• Ongoing management and monitoring of the risk profile and requirements of assigned client groups, ensuring portfolio hygiene is kept to a high standard and system data is accurate
• Reviewing valuation reports and where required, submitting for sign-off by our Valuations team
• Reviewing and submitting monthly progress claims for construction transactions for approval
• Workflow management between Client Coverage, CSE, Product Specialists, Credit, and client support teams to ensure a seamless client experience
• Maintaining an ongoing awareness of current credit policy, credit and market risk, and internal risk appetite
• Driving and embedding quality, consistency, and continuous improvement practices / activities in CSE, with emphasis on improving the quality of credit submissions, turnaround times and management of business risks
• Collaboration across the Enterprise to maximise the effectiveness of NAB’s objectives and deliverables, including a great customer experience
• Assisting with the coaching of Associates and Analysts within the team and others more broadly, to support high performance and an uplift in capability.
• Driving the desired Enterprise culture of trust, effective decision-making, strategic agility and constructive challenging

You’ll bring to this role: 

• Tertiary qualifications, preferably with a degree in Business or Finance or a related discipline
• World-class Customer service and relationship skills
• A passion for the Property sector, with experience in Property Finance or Corporate Finance (with Property Finance exposure).
• Cashflow lending skills are also highly desirable
• Extensive professional experience in the financial industry
• Excel modelling and deal structuring skills
• An understanding of, and dealing with, APRA Prudential standards, particularly APS112/113
• Previous experience successfully managing internal and external stakeholders
• Advanced understanding of Risk policies, including Credit Risk, Operational Risk, AML etc.
• Ability to understand and interpret economic and market factors and events
• Ability to understand complex proposals and provide solutions
• Sound negotiation and consultation experience
• Sound credit and execution experience

A diverse and inclusive workplace works better for everyone