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Analyst, Mortgage Credit

  • 807043
  • Australia-wide
  • VIC- Melbourne CBD
  • Banking & Financial Services
  • Compliance, Regulatory Risk & Financial Crime
  • Data & Analytics
  • External
  • Permanent Full time
  • Opening at: Apr 28 2026 - 06:00 AEST
  • Closing at: May 11 2026 - 23:55 AEST
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In the role of Analyst, Mortgage Credit, you will report to the Manager, Credit Insights and play a key role in supporting Mortgage Credit strategy and asset quality through portfolio monitoring, high‑quality analysis, insights and recommendations. You’ll work across home‑lending portfolios to optimise financial performance while ensuring outcomes align with NAB’s risk appetite.

This role sits within the Mortgage Credit team and offers exposure to strategy development, portfolio optimisation and regulatory initiatives. It’s an excellent opportunity to build deep capability in credit risk analytics while contributing to decisions that shape NAB’s home‑lending strategy.

Our people are customer obsessed. They prioritise the needs and satisfaction of the customer above all else.  Our mindset fosters innovation and creates strong, lasting customer relationships as we strive to be the most customer centric company in Australia and New Zealand.

In this Analyst role, you will:

  • Support the execution of our Mortgage Credit strategy through strategic projects and regulatory initiatives that are in line with our risk appetite.
  • Monitor portfolio performance, analyse data and curate insights and recommendations to optimise the financial performance of the Home Lending portfolio.
  • Communicate analytical insights to stakeholders in a concise manner.
  • Recommend and implement credit strategies, process improvements and enhancements to technology infrastructure and digital platforms.

What you will bring:

  • Exceptional analytical skills paired with an inquisitive mind-set.
  • Excellent communication skills, particularly in stakeholder management.
  • A background in finance, actuarial, mathematics, physics or engineering is highly preferred.
  • Experience in statistical decision tools and using SAS, SQL or Python is highly desired.

A diverse and inclusive workplace works better for everyone

We know that our people make us who we are. That's why we have built a culture of equity and respect – where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs) we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated.  We are committed to providing an environment where you can work your way. 

For details on the recruitment process, and accessibility, please visit www.nab.com.au/about-us/careers/apply-for-job. To discuss adjustment requirements, please contact the NAB Careers team, via nab.careers@nab.com.au (please reference job number) or visit our Careers page through the link above for other contact options.  

Join NAB

If you think this role is the right fit for you, we would love to hear from you. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. Unsolicited CVs from agencies will not be accepted.

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